First Base Finance
First Base Finance
Apply

Keep every bay earning. 

Working capital for auto repair, tire, and collision shops. Cover parts orders, technician payroll, and equipment upgrades based on your shop’s revenue—not just a credit score.

  • Up to 15 month terms
  • No clawbacks
  • Same-day commissions
  • We fund defaults*

*As long as they are satisfied or on a payment plan.

See your optionsStep 1/5

2 minutes. No commitment. No credit impact.

How much funding do you need?
$50,000

What you need to qualify

Hit these three and you're in the game. Everything else, we figure out together.

$0+
Minimum monthly revenue
0+ mo
Time in business
0 mo
Bank statements

Four steps to first base.

Getting funded shouldn't feel like the major leagues.

  1. 1
    1st base

    Apply

    A 2-minute application. No commitment.

  2. 2
    2nd base

    Review

    Share 3 months of bank statements.

  3. 3
    3rd base

    Get funded

    Funds in as little as 24 hours.

  4. 4
    Home

    Grow

    Renew and scale as you grow.

We review your repair revenue, not just your credit score.

  1. 01Approvals based on real shop deposits and job volume.
  2. 02Capital for parts, tools, lifts, marketing, or payroll between busy weeks.
  3. 03A reviewer who understands RO cycles—not just an automated score.
Revenue lens

What we actually read

3 mo. statements
Month 1Month 2Month 3
Deposits
Primary
Consistency
Primary
Time in business
Secondary
Credit score
One factor

Auto shops—and plenty of other trades.

We fund the businesses that keep communities moving, from service bays to storefronts. Browse other industries we support.

Shop owners who stayed booked.

$0M+
funded to date
0hr
average funding time
0%
approval rate

Bank said no. First Base looked at my actual sales and had me funded the next day.

Marco D.

Auto Repair · Chicago IL

Verified customer

Easiest application I've ever done. No runaround, no surprise fees.

Priya S.

Dental Practice · Austin TX

Verified customer

They treated my little shop like it mattered. We're on our third round now.

Denise W.

Boutique Retail · Tampa FL

Verified customer

Ready to keep the bays full?

See auto shop working capital options in minutes. No commitment, no hard credit pull to check.