First Base Finance
First Base Finance
Apply

Stock the shelves. Keep selling. 

Working capital for retail shops that need inventory before peak season, cash for vendor terms, or breathing room between lease and sales cycles—based on your revenue, not just your credit score.

  • Up to 15 month terms
  • No clawbacks
  • Same-day commissions
  • We fund defaults*

*As long as they are satisfied or on a payment plan.

See your optionsStep 1/5

2 minutes. No commitment. No credit impact.

How much funding do you need?
$50,000

What you need to qualify

Hit these three and you're in the game. Everything else, we figure out together.

$0+
Minimum monthly revenue
0+ mo
Time in business
0 mo
Bank statements

Four steps to first base.

Getting funded shouldn't feel like the major leagues.

  1. 1
    1st base

    Apply

    A 2-minute application. No commitment.

  2. 2
    2nd base

    Review

    Share 3 months of bank statements.

  3. 3
    3rd base

    Get funded

    Funds in as little as 24 hours.

  4. 4
    Home

    Grow

    Renew and scale as you grow.

We look at what you actually sell, not just your credit score.

  1. 01Funding decisions tied to deposits and sales patterns, not credit alone.
  2. 02Capital for inventory buys, seasonal stock, fixtures, or marketing pushes.
  3. 03Human review that understands holiday peaks and quieter mid-weeks.
Revenue lens

What we actually read

3 mo. statements
Month 1Month 2Month 3
Deposits
Primary
Consistency
Primary
Time in business
Secondary
Credit score
One factor

Retail is just one of the businesses we fund.

From restaurants to contractors, we back the operators keeping Main Street moving. See other industries we serve.

Retailers who restocked—and reopened stronger.

$0M+
funded to date
0hr
average funding time
0%
approval rate

They treated my little shop like it mattered. We're on our third round now.

Denise W.

Boutique Retail · Tampa FL

Verified customer

Bank said no. First Base looked at my actual sales and had me funded the next day.

Marco D.

Auto Repair · Chicago IL

Verified customer

Easiest application I've ever done. No runaround, no surprise fees.

Priya S.

Dental Practice · Austin TX

Verified customer

Ready to restock with confidence?

See retail working capital options in minutes. No commitment, no hard credit pull to check.