Retail business financing

Stock the shelves. Keep selling.

Working capital for retail shops that need inventory before peak season, cash for vendor terms, or breathing room between lease and sales cycles—based on your revenue, not just your credit score.

Up to 15 month terms

No clawbacks

Same-day commissions

We fund defaults*

*As long as they are satisfied or on payment plan

See your options

2 minutes. No commitment. No credit impact.

How much funding do you need?
$50,000

First Base Finance is not a bank. Offers are subject to underwriting and partner availability.

Requirements

What you need to qualify

$5,000+Minimum monthly revenue
3+ monthsTime in business
3 monthsBank statements
How it works

Four steps to first base.

Getting funded shouldn't feel like the major leagues. Here's the whole game plan.

1Application

Step up to the plate

Tell us about your business. About two minutes, no commitment.

Step up to the plate

Designed for store cash flow

We look at what you actually sell, not just your credit score.

  • IncludedFunding decisions tied to deposits and sales patterns, not credit alone.
  • IncludedCapital for inventory buys, seasonal stock, fixtures, or marketing pushes.
  • IncludedHuman review that understands holiday peaks and quieter mid-weeks.
Revenue lensFunding range
0%

A clear funding range reviewed against your deposits, seasonality, and what you can repay.

Retail is just one of the businesses we fund.

From restaurants to contractors, we back the operators keeping Main Street moving. See other industries we serve.

Retailers who restocked—and reopened stronger.

$0M+
funded to date
0hr
average funding time
0%
approval rate

They treated my little shop like it mattered. We're on our third round now.

Denise W.

Boutique Retail · Tampa FL

Verified customer

Bank said no. First Base looked at my actual sales and had me funded the next day.

Marco D.

Auto Repair · Chicago IL

Verified customer

Easiest application I've ever done. No runaround, no surprise fees.

Priya S.

Dental Practice · Austin TX

Verified customer

Ready to restock with confidence?

See retail working capital options in minutes. No commitment, no hard credit pull to check.