First Base Finance
First Base Finance
Apply

Land the job. Fund the build. 

Working capital for contractors and construction businesses. Buy materials, cover crew payroll, and bridge draw schedules based on your revenue—not just your credit score.

  • Up to 15 month terms
  • No clawbacks
  • Same-day commissions
  • We fund defaults*

*As long as they are satisfied or on a payment plan.

See your optionsStep 1/5

2 minutes. No commitment. No credit impact.

How much funding do you need?
$50,000

What you need to qualify

Hit these three and you're in the game. Everything else, we figure out together.

$0+
Minimum monthly revenue
0+ mo
Time in business
0 mo
Bank statements

Four steps to first base.

Getting funded shouldn't feel like the major leagues.

  1. 1
    1st base

    Apply

    A 2-minute application. No commitment.

  2. 2
    2nd base

    Review

    Share 3 months of bank statements.

  3. 3
    3rd base

    Get funded

    Funds in as little as 24 hours.

  4. 4
    Home

    Grow

    Renew and scale as you grow.

We look at your project deposits, not just your credit score.

  1. 01Approvals based on real deposit history and business performance.
  2. 02Capital for materials, subcontractors, equipment, or payroll between draws.
  3. 03A reviewer who understands job timing—not a one-size credit cutoff.
Revenue lens

What we actually read

3 mo. statements
Month 1Month 2Month 3
Deposits
Primary
Consistency
Primary
Time in business
Secondary
Credit score
One factor

Contractors—and the businesses beside them.

We fund construction crews, shops, and service businesses that keep communities building. Explore other industries we serve.

Builders who kept projects on schedule.

$0M+
funded to date
0hr
average funding time
0%
approval rate

Materials were due before the draw hit. First Base looked at my deposits and got me what I needed to keep the crew working.

Andre K.

General Contracting · Denver CO

Verified customer

Bank said no. First Base looked at my actual sales and had me funded the next day.

Marco D.

Auto Repair · Chicago IL

Verified customer

Easiest application I've ever done. No runaround, no surprise fees.

Priya S.

Dental Practice · Austin TX

Verified customer

Ready to fund the next job?

See contractor working capital options in minutes. No commitment, no hard credit pull to check.